Author: otmseo

What is an appraisal service?  An appraisal is a part of buying and selling real estate. It is an estimation of the value of the property based on several factors, one being the inspection and the surrounding like-properties. Banks and mortgage companies often have their own appraiser, but some will use an outside appraisal service.  This […]

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How Does Aviation Insurance Work? Are you wondering how aviation insurance works? If so, you’ve come to the right place. Generally speaking, aviation insurance covers a suite of property and liability policies. These policies provide coverage for airlines, aircraft, and other necessary components of aviation work. As a result of this, aviation insurance covers losses […]

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What is the difference between a public adjuster and an insurance adjuster? Indeed, just what is a public adjuster?  According to Wikipedia, a public adjuster is a professional claims handler that is an advocate for a policyholder when it comes to negotiating an insurance claim. In simple terms, you hire a public adjuster to defend your side […]

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What is flood insurance? One thing that every homeowners knows they need is homeowner’s insurance. What is included in that insurance can depend on many factors. The things that are typically covered are fire, injury, roof damage, storm damage, and wind damage. What isn’t always covered is flood insurance. Claim assistance is available with most […]

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What Does Disputing a Claim Mean? When an insurance dispute occurs, it happens because an insurance company and a policyholder do not agree on the terms of a settlement. This disagreement may occur because the insurance company has denied the claim completely, or because the insurance company is offering less than the claimant believes is […]

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Theft Covered Home Insurance Having something stolen from your home is a traumatizing experience. For all of us, our homes are a refuge where we’re supposed to feel safe and our things are secure. When you’re a victim of theft, it can leave you feeling exposed and not knowing what to do. After reporting a […]

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What do I need to know about filing a homeowners insurance claim? No homeowner ever wants to deal with homeowners’ insurance and claims because that would mean that something has happened.  A claim may make your insurance rate increase or possibly the insurance company may cancel your policy. So, a homeowner will decide if it […]

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What is a Claim Dispute? Are you involved in a claim dispute? Claim disputes are more common than you would think. Claim disputes occur because an individual and an insurance provider have a disagreement. The dispute could be over medical bills, home repairs, damage to the home or car, what needs to be done and […]

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When the storm strikes One thing a homeowner never wants to deal with is lightning damage to the house.  Because lightning damage can ignite and cause your house to burn, or possibly you’ll only have damage from lightning. Hopefully, if you have lightning damage and insurance that will pay for repairs or replacement. Ice particles […]

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What is Fire Damage? Fire damage is a very specific term that refers to the physical damage that is done to a property as a result of burning. This damage could occur either directly from the flames, or because of smoke and other corrosive substances emitted by the fire. With regard to insurance coverage, fire […]

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